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Burke v. Maryland Auto Insurance Fund


August 4, 2005


Appeal from the Superior Court of the District of Columbia (CA-3748-02). (Hon. Melvin R. Wright, Trial Judge).

The opinion of the court was delivered by: Terry, Associate Judge

Submitted March 17, 2005

Before WAGNER, Chief Judge, and TERRY and GLICKMAN, Associate Judges.

Appellants Tauheed Burke, Dashon Sterling, and Franklin Jeffries filed this action in the Superior Court against appellee Maryland Automobile Insurance Fund ("MAIF"), seeking compensation under the uninsured motorist provision of Mr. Burke's automobile insurance policy for injuries that they suffered in an accident involving an unidentified motorist. At the close of appellants' case, MAIF moved for a directed verdict pursuant to Super. Ct. Civ. R. 50 (a)(1).*fn1 The court granted the motion and entered judgment in MAIF's favor. We affirm that judgment.


On the evening of October 13, 2001, the car in which appellants were riding was involved in a rear-end collision on Interstate Route 295 in the District of Columbia. Appellants' car*fn2 was stopped on an entrance ramp, waiting to merge into the flow of traffic on the interstate, when it was struck from behind by another car. When appellants said they were going to call the police to report the accident, the man driving the other car "crept back into his car, got off and speeded off real quick." Then, according to Mr. Burke, "what we did, all of us, looked at his license plate. So, at that time, we wrote the license plate down, and then we called the police to figure out what we needed to do . . . ."*fn3 Appellants then went to a nearby police station and filed an accident report. All three men testified as to the damages they sustained as a result of the collision, both personal injuries and lost wages; in addition, Mr. Burke sought to recover damages for the harm done to his car.

Mr. Burke testified that he learned the identity of the registered owner of the other car,*fn4 but the court prevented him from revealing that person's name on the ground that it was hearsay, in that it came from an uncertified copy of a document from the Maryland Motor Vehicle Administration ("MVA"). In addition, appellants' counsel asked Mr. Jeffries to verify that the license plate he and Mr. Burke observed as the other car left the scene was traced by the Maryland MVA. In conjunction with Mr. Jeffries' testimony, appellants sought to introduce an MVA document related to the trace, which allegedly contained information that the car in question was uninsured as of May 10, 2001. The court ruled that it could not accept the document as a "certified copy," since appellants had failed to call any witness from the MVA who could authenticate the document. The court also noted that the document did not prove that the car was uninsured on October 13, the date of the accident. Appellants do not challenge the latter ruling on appeal.


Appellants contend that the trial court erred when it granted MAIF's motion for a directed verdict, asserting that they "made a prima facie case for an uninsured motor vehicle accident." A directed verdict, now known as a judgment as a matter of law, "is proper 'if during a trial by jury [the plaintiff] has been fully heard with respect to [a claim], and there is no legally sufficient evidentiary basis for a reasonable jury to have found' in the plaintiff's favor." Burke v. Scaggs, 867 A.2d 213, 217 (D.C. 2005) (quoting Super. Ct. Civ. R. 50 (a)(1); other citation omitted). In deciding whether a directed verdict is appropriate, a court must keep in mind that it is not the trier of fact, and should therefore "take care to avoid weighing the evidence, passing on the credibility of witnesses, or substituting its judgment for that of the jury." Corley v. BP Oil Corp., 402 A.2d 1258, 1263 (D.C. 1979); see Robinson v. Group Health Ass'n, 691 A.2d 1147, 1150-1151 (D.C. 1997). Thus "a verdict [for the defendant] may be directed only if it is clear that the plaintiff has not established a prima facie case." Clement v. Peoples Drug Store, Inc., 634 A.2d 425, 427 (D.C. 1993) (citation omitted). In other words, as long as there is "some evidence from which jurors could find" that the plaintiff has met his burden, the trial court "must not grant a directed verdict." Abebe v. Benitez, 667 A.2d 834, 836 (D.C. 1995) (citations omitted). On appeal, we must view the evidence in the light "most favorabl[e] to the party against whom the motion is made, and that party must be given the benefit of all reasonable inferences from the evidence." Corley, 402 A.2d at 1263 (citations omitted); accord, Abebe, 667 A.2d at 836.

Because appellants were seeking to recover damages based on an uninsured motorist claim against MAIF, it was their burden to show that the other vehicle involved in the collision was, in fact, uninsured. The relevant portion of the District of Columbia Code defines "uninsured motor vehicle" as a vehicle which:

(A) Is a motor vehicle which is not insured by a motor vehicle liability policy applicable to the accident;

(B) Is covered by a motor vehicle liability policy of insurance but the insured denies coverage for any reason or becomes the subject of insolvency proceedings in any jurisdiction; or

(C) Is a motor vehicle which causes bodily injury or property damage and whose owner or operator cannot be identified.

D.C. Code § 31-2406 (f)(1) (A-C) (2001). Viewing the evidence, as we must, in the light most favorable to appellants, we conclude that they have failed to show that the vehicle was uninsured under any of these definitions.*fn5

D.C. Code § 31-2406 (f)(1)(A)

There is very little evidence in the record concerning the car that allegedly struck Mr. Burke's car. Mr. Jeffries testified that the other vehicle was "sort of like a [Ford] Crown Victoria car." Both Mr. Jeffries and Mr. Burke said that they observed the license number as the car left the scene of the collision, and Burke said that "we" wrote it down. Finally, Mr. Burke stated that he had identified the car's registered owner, though the name of that owner was not revealed to the jury because the only evidence of that name was inadmissible hearsay. There was no testimony about the insurance status of the other car; the only evidence appellants offered on that point was the MVA document purportedly indicating that the vehicle was not insured in May of 2001, five months before the accident. That document was not admitted because there was no testimony to authenticate it, and because it did not establish whether the car was insured on the critical date in October 2001. Thus, since the only potential evidence of the insurance status of the other car was the excluded document, there was simply no evidence from which the jury could find that the car was uninsured within the meaning of subsection (f)(1)(A). See Allstate Insurance Co. v. Curtis, 781 A.2d 725 (D.C. 2001) (judgment for plaintiff reversed because letters from insurance company constituted the only evidence that plaintiff offered to prove that the driver was uninsured, and those letters were admitted in error).*fn6

D.C. Code § 31-2406 (f)(1)(C)

Appellants' argument on appeal focuses primarily on subsection (f)(1)(C) of the insurance statute. They claim that "[t]he plaintiffs' collective testimony proved that they were unable to ascertain the identity of the owner and operator of the vehicle . . . ." Although two of the plaintiffs testified that they identified the license number of the other car, appellants now assert that "none of plaintiffs' witnesses testified as to the actual license tag number." In addition, appellants note that "[t]here was no testimony that Mr. Burke and Mr. Jeffries determined to have observed the same license tag number." Nevertheless, since "[b]oth Mr. Burke and Mr. Jeffries made reasonable efforts to learn the identity of the owner or operator," appellants now contend that "[w]ithout ascertaining the identity of the owner or operator of the vehicle that caused their injuries, plaintiffs are entitled to recovery under uninsured motorist coverage."*fn7

Appellants' argument is flawed in several respects. The statute reads, simply, that a motor vehicle is uninsured if its owner or operator "cannot be identified." D.C. Code § 31-2406 (f)(1)(C) (emphasis added). As we have said on a number of occasions, "the words of [a] statute should be construed according to their ordinary sense and with the meaning commonly attributed to them." Peoples Drug Stores, Inc. v. District of Columbia, 470 A.2d 751, 753 (D.C. 1983) (en banc) (citations omitted). According to a widely used dictionary, the word "cannot" is "used to express either extreme negation of ability or probability." RANDOM HOUSE COLLEGE DICTIONARY 196 (Rev. ed. 1980) Thus, in the context of the statute, "cannot" implies that it would be impossible (or virtually so) to identify the owner or operator of the other car. That simply is not the case here. Two witnesses testified that they saw the license number of the car as it left the scene, and at least one of them wrote it down. In addition, Mr. Burke plainly stated that he had in fact identified the registered owner of the car. This testimony alone refutes any assertion that the owner of the car "cannot" be identified, because in fact she was.*fn8

Appellants' argument that there was no testimony as to what the license number was, or whether the two witnesses both observed the same number, is really beside the point. Appellants never attempted to elicit testimony or to introduce any other evidence about the license number, even though it was up to them to do so as part of their obligation to prove that the car was uninsured. Since there was no evidence from which the jury could find that the car's owner or operator could not be identified, thereby bringing the case within subsection (f)(1)(C), the court committed no error in granting MAIF's motion for a directed verdict. Appellants lost their case because of a failure of proof, not because of any error by the trial court.

The judgment is Affirmed.

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